Managing Your Lifestyle The slideshow presentation that you would like to view is too large for your current screen resolution. Click here to view to view the slideshow at full resolution. Launch Presentation » Related Content Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Debt Stress There’s a link between debt and stress.